Terms of Service

Last Updated: January 2026

Welcome to ksareference.com ("the Site"). These Terms of Service ("Terms") govern your access to and use of our website. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree to any part of these Terms, you must not use this Site.

1. Acceptance of Terms

By accessing and using ksareference.com, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service in their entirety. We reserve the right to modify these Terms at any time, and your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

2. Site Purpose

ksareference.com is an informational and review website dedicated to providing information about online casinos that operate in New Zealand. We are NOT a gambling operator, gaming provider, or casino. We do not offer gambling services, accept bets, or conduct any gambling activities. Our Site exists solely to provide educational content, reviews, comparisons, and information about third-party casino operators. Any gambling activities must be conducted directly with licensed and regulated casino operators, not through this Site.

3. Age Restriction

You must be at least 18 years of age (or the minimum legal gambling age in your jurisdiction within New Zealand, whichever is higher) to access and use this Site. By using this Site, you represent and warrant that you meet this age requirement. We do not knowingly permit access to individuals under the legal gambling age. If you are under 18, you must not use this Site.

4. Disclaimer

The information, reviews, ratings, and recommendations provided on this Site are for informational purposes only and are not guaranteed to be accurate, complete, or current. Casino terms, conditions, promotions, payout percentages, licensing status, and other details are subject to change without notice. You are solely responsible for verifying all information directly with the casino operators before engaging in any gambling activity. We do not assume any liability for inaccuracies, omissions, or errors in the information provided. Always review a casino's official terms and conditions and licensing information independently before making any decisions.

5. Affiliate Relationship

ksareference.com participates in affiliate marketing programs with online casinos and gaming operators. This means we may earn commissions or other compensation when you click on links from our Site and complete certain actions (such as registering or making a deposit) with third-party casinos. This affiliate relationship does not influence the objectivity of our reviews or recommendations; however, you should be aware that we have a financial interest in promoting certain casinos. We encourage you to make informed decisions independently and not to rely solely on our recommendations.

6. Intellectual Property

All content on ksareference.com, including but not limited to text, graphics, logos, images, reviews, and software, is the property of ksareference.com or its content suppliers and is protected by international copyright and intellectual property laws. You may not reproduce, distribute, transmit, modify, adapt, or republish any content from this Site without our prior written consent, except for personal, non-commercial use. Unauthorized use of our intellectual property is strictly prohibited and may result in legal action.

7. Limitation of Liability

To the maximum extent permitted by law:

• ksareference.com is provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied.
• We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or malicious code.
• We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, including losses related to gambling activities, financial loss, or data loss.
• Our total liability to you shall not exceed the amount you have paid to access this Site (if any).
• You assume full responsibility for your decisions regarding gambling and any financial consequences thereof.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of New Zealand, without regard to its conflict of law principles. You agree that any legal proceedings arising from or relating to these Terms or your use of this Site shall be exclusively brought in the courts of New Zealand, and you consent to the jurisdiction and venue of such courts.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of ksareference.com following any modifications constitutes your acceptance of the revised Terms. We encourage you to review these Terms regularly to stay informed of any updates.

10. Contact

If you have any questions, concerns, or complaints regarding these Terms of Service or our Site, please contact us at:

Email: legal@ksareference.com

We will endeavour to respond to your inquiry within a reasonable timeframe.